Saving in a savings account will provide you with secure savings with great availability. For example, you will know exactly how much money you have in a year’s time. Fasträntekonto, e-sparkonto and Sparkapitalkonto are examples of savings accounts.
A fund is a collection of securities and/or shares that you own together with all the others who save in that fund. Investing in funds is suitable if you want the opportunity for higher returns than a savings account or bonds can provide and are willing to take a slightly higher risk.