When you apply for a mortgage we assess your repayment ability from the information in your mortgage application. We also make a credit check at UC (business and credit information agency) to see whether you have any record of non-payment. Finally, we make a property valuation so that we can accept it as collateral. You can borrow up to 85 per cent of the purchase price/market value of the property.
Our mortgage services
It's good to have a mortgage agreement in principle certificate already when looking for a property. It's free, your application is processed quickly and you can then easily apply for a home loan. You can have a mortgage for a house, cooperative apartment or holiday home.
Whether you intend to renovate, carry out energy-saving measures or move into a brand new home, we have loans to suit each purpose. The same applies if you are retired and want unlock cash from your home by mortgaging it.